Crumes Insurance | West Des Moines Medicare Agent & Insurance Agent

Welcome

Crumes Insurance has 10 years of experience helping
individuals to find comprehensive solutions to their problems.

Helping Individuals and Couples
Navigate Change.

Medicare Supplement Insurance in the Des Moines Area

Crumes Insurance offers Medicare supplement insurance (Medigap), long-term care insurance, life insurance and dental insurance throughout the Des Moines area. We strive to provide the highest level of service and are committed to thoroughly educating our clients about the options available, so they are empowered to make the right decisions for their insurance needs. From Medicare supplement plans and long-term care plans to dental insurance and life insurance, we’ll assess your individual needs together to determine what is right for you. Consultations are always free, and utilizing a Medicare agent doesn’t cost you anything! Contact us today.

Longterm Care Insurance

Get some basic information about longterm care insurance and short term convalescent care.

Senior couples embrace on the beach at sunny day, plan life insurance with the concept of happy retirement.

Medicare

Get the information you need to know about the four “parts” of Medicare: A, B, C and D.

Life Insurance

Read more about details of a unique life insurance policy offered by Crumes Insurance.

Testimonials

Cody is a class act. Generous with his time, knowledgeable, and genuinely cares for those that he serves. Appreciate your help Cody!

Jesse Haugh

17:38 16 May 20

My agent Cody Crumes is also very helpful and listens to me and answers all my questions answered. Hes a very Big help to me.

Tony Yencsik

22:35 16 May 20

I was first made aware of Crumes Insurance by my neighbor. This individual said Crumes was the best and that has turned out to be a true statement. I felt I had done of good job of researching what was available for supplemental medicare insurance until sitting down with Cody Crumes. Cody is extremely knowledgeable about the industry and the company he represents. I am the type of person who ask lots of questions and he patiently answered them all. He simplifies the entire process. Customer service and follow-up has been second to none. Cody has always gotten back to me in a timely manner whether it is by phone, text or e-mail to answer any concerns I have had. It has been a great experience and I would strongly recommend Crumes Insurance.read more

Ken Krogman

12:05 07 May 19

Cody is a very nice young man. Made the process of getting Medicare a very easy transition. Extremely informative! We have already recommended Cody to other people and we will againread more

Mary Schultz

23:38 25 Sep 19

Cody is the definition of professionalism. He is one of the most educated, honest people I know in the Senior Market. He makes a complicated journey(medicare) simple. Thank you Cody for holding yourself and your peers to a very high standard.read more

curtis hudson

21:00 10 May 19

Anyone getting ready to retire needs to contact Cody for their health insurance needs! He is awesome! He is very knowledgeable and has integrity! His main concern is his clients and how he can provide the best possible coverage at the best affordable price! I highly recommend Cody!read more

Marilyn Johnson

12:40 23 Jun 20

Cody is soo knowledgeable!! He will get back to you right away with any questions you may have!! He made the switch to Medicare soo easy!!!

A Google User

23:53 03 Sep 20

Cody is very knowledgeable and has been in the business for many years. He can answer any question that you have and his response time is great. He makes sure that you are educated on everything that is available to you so that you know you are taken care of.read more

Nick Mammy

18:33 17 May 21

I am impressed with Cody’s vast knowledge of the insurance plans available to me. He has been taking care of my needs since I became eligible for Medicare. He is very professional and easy to communicate regarding my concerns. Thank you Cody.read more

Debbie Courtney

16:58 01 Dec 20

Cody Crumes is in every way a professional who is committed to helping those of us needing a Medicare supplement find the best fit for our individual needs. He has responded to our phone calls within minutes. This is almost unheard of in today's business world, Recommend Cody to anyone who inquires about our Medicare supplement..read more

Mary Jane Knapp

00:54 16 Dec 20

Cody explained to us what we needed to do with Mike’s Medicare. If we have any questions we can message him and he responds quickly. We trust him and that’s very important to us.read more

Kathy Courtney

22:50 14 Aug 21

Cody has helped teach me about the Medicare industry and provide coaching that helped my business. I would definitely recommend him to any one who is on Medicare or wanting to learn the business.read more

chris Bell

22:45 14 Aug 21

Cody always makes his clients and associates a priority. He's always hands-on, responsive, and knows what insurance is best for everyone. He's a great person to work for/with.read more

Trenisha Marie

19:04 17 Aug 21

He is one of the most intelligent agents in the Senior Market. He is also a very relatable person, doing what is best for the current clients situation.read more

Tucker Mitchell

19:12 17 Aug 21

A good friend referred me to Crumes Insurance and its the very best choice I have ever made. We are very pleased. I have referred Cody on to several friends and family.read more

Jeri Kay

01:01 19 Aug 21

Cody is a dedicated.....caring agent...truly does his best for his clients...if you need Medicare supplement insurance or a prescription drug plan.. he's your man! Can't say enough positive things about our experience with himread more

Terri Clark

17:23 25 Oct 21

Such a good person to work with. Genuinely cares about helping people.

Michelle Sanders

14:01 25 May 22

My husband and I met Cody last year when a friend and neighbor recommended him to us. He assisted us in signing up for Medicare and in choosing the best Medicare supplement and drug plan as well. He has also assisted us in choosing the best long-term care policy. Medicare, in the beginning, can be a bit confusing but Cody explained everything in a clear and concise manner. He is a thoughtful and conscientious person and we would highly recommend him!read more

Ava Serrano

16:21 08 Aug 18

Cody Crumes has been our Medicare Supplement Insurance Agent since 2011. He always provides options and works hard to seek out the best plan at the lowest cost while maintaining our coverage. He is knowledgeable, and promptly responds to questions. Cody provides excellent service, always with a positive attitude, making him one of the best insurance agents we have experienced. We highly recommend him.read more

C Black

22:05 23 Mar 17

I am a Career Agent with American Republic Insurance. The Owner/Manager of the agency is Cody Crumes. I could not ask for a better manager than Cody. Cody earned his current position by starting where all agents do, he worked hard, provided excellent customer service, and continues to genuinely care for his clients. As a manager, Cody always makes himself accessible and is devoted to helping agents reach their goals. He is knowledgeable, and his ideas for growth are innovative. I would encourage anyone who is considering a career as an insurance agent to join Cody’s team. You’ll be glad you did.read more

Patricia Wimmer

02:01 02 Aug 18

Eight years ago, when we were trying to find insurance to bridge the gap between retirement and Medicare, Cody was the ONLY agent that bothered to respond to our application. He came to our home, explained the issues, and managed to find coverage for us in a time where companies did not have to insure people of a certain age, or with pre-existing conditions. In the years since, Cody has been readily available to meet with us. He brings a wealth of information with him and a sincere desire to help his clients. He has never, ever pressured us to buy anything. He stays on top of the changes occurring in the industry, and makes sure that our needs are still being met, and that we are getting full value for our money. I highly recommend Cody to anyone, especially seniors, as a partner to help navigate this very important and necessary part of your life.....he's just the best!read more

grammy P

17:22 12 Jun 18

Cody and his team came highly referred from a close family friend and they didn’t disappoint. The expertise matched with the white glove service made me feel incredibly special and really helped me with my needs.read more

Mark Boll

14:49 18 Oct 22

Crumes Insurance has answered all our questions and very helpful. Finally someone who really cares genuinely about helping people! We feel he has given us the best possible supplemental insurance for our needs. Thank you Cody Crumes!read more

Theresa Owings

23:25 20 Oct 22

Cody always has our best interest in mind. He is extremely cordial and knowledgeable.

Barbara Bates

20:02 17 Oct 22

Cody does a wonderful job he always has are best interest in mind. I wouldn't use anyone's else

Judy Carico

17:00 18 Oct 22

Cody was very informative and polite, listening to all our needs before enlisting us in a certain product. Took the pain out of supplement shopping.

Mark Wdm

16:08 17 Oct 22

Cody was a huge help to my mom with all of her questions. He was able to find a plan that worked and saved her money. He also made additional recommendations and provided great information. I would highly recommend Cody and the folks at Crumes Insurance!read more

Marc Shoemaker

14:59 02 Dec 22

My husband and I both met with Cody recently, we told him what we were interested in as far as insurance, he nailed it! We have since recommended several of our friends and relatives to meet with Cody for their needs.read more

Tammy Post

19:17 22 Dec 22

Cody Crumes has worked with my husband for three years now on his Medicare insurance needs and now myself. I'll turn 65 in June and Cody has made this transition seamless. He meets with us both right here in Newton at our home, and it just couldn't get any more comfortable, personal and convenient than that. We both trust his advice and feel confident that he has our best interests at heart. Thank you Cody ... we appreciate all that you do.read more

Melissa Engle

21:57 15 Mar 23

Cody is the most through insurance agent you can find! He works hard to get you the best Medicare Solutions and Long Term Care solutions available. I have known him for years and I recommend him highly!read more

A H

21:17 04 Mar 23

Cody was an answer to a prayer with his caring and honest approach to helping me with my insurance needs. With turning 65 soon and dealing with multiple health issues (including currently fighting cancer for a third time), the peace of mind he’s given me is priceless. Cody used his years of experience as an insurance agent to guide me to the proper supplemental health insurance coverage within the complex system of Medicare. I can now move forward fighting the good fight against any health issue and know that I’m covered for the care I need and receive . God bless you and thank you, Cody, Bryanread more

Bryan Cranston

00:07 25 Jun 24

Transitioning to Medicare couldn't be a more confusing experience but Cody couldn't have made it any easier! He anticipated questions, presented information in a way that was easily understood and provided an action plan to get us where we needed to go! Since our initial visit, we have had a couple questions; Cody responded within 15 minutes when contacted via email. We only wish contacts with every insurance representative was so uncomplicated!read more

Cheri Burns

14:23 19 Nov 18

I'm so glad I was referred to Cody for help choosing a Medicare supplement plan. His knowledge and expertise made it easy to choose the plan right for me. He was easy to work with and was quick to respond to my text or call.read more

Linda Bucklew

23:50 03 Mar 25

We have used Cody Crumes with this agency for almost 2 years now for our Medicare and supplement insurance. He has always done a great job getting us the right fit for our needs and is always on top of any changes and giving us a heads up. Always tells us what to be watching for in the mail, when things should come and we will continue with him for years to come. A great agent and gives us peace of mind that we have what we need!!read more

Kim Browning

00:15 08 Mar 25

Cody Crumes is great! Always answers any questions you may have and gets the plan that is best for you. Even if you have questions later, it is very easy to get in contact with him to solve them. I would not trust anyone else with my insurance needs.read more

Deb Overby

21:36 07 Mar 25

Cody was a big help when we found out our previous Medicare provider quit without letting us know, we were in the dark for well over a year until a friend suggested we get in touch with him . He handled everything quickly & we greatly appreciate him!read more

Connie Blazina

21:43 07 Mar 25

We have worked with Cody for several years. He is very knowledgeable about all the products available and has always guided us to which one fits our situation, both medically and pricey wise. I highly recommend Crumes Insurance!read more

Kathy Moore

21:09 07 Mar 25

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