About Crumes Insurance

Your West Des Moines Medicare Agent

Crumes Insurance provides the highest service, integrity, and professionalism. We treat our clients as individuals and offer them the highest quality of service, with the goal of exceeding their expectations. We understand the only way to benefit from the client/agent relationship is to always strive for the highest client satisfaction.

We are committed to helping individuals make the right decisions for their insurance needs. From Medicare supplement plans and long-term care plans to dental insurance and life insurance, we’ll assess your individual needs to determine what is right for you. By keeping the focus on educating our clients, we know that we can get all the information across and our clients can make an informed decision. There is no hidden agenda when you meet with us. We answer questions and provide solutions, leaving our clients feeling like they understand the coverage. Our clients have trust in knowing we have their best interest in mind.

Consultations are always free, and utilizing a Medicare agent doesn’t cost you anything. Contact us today!

We are committed to doing the right thing and operating in alignment with the Golden Rule for our clients:  treat others how you would like to be treated.

Our Mission

Our commitment to doing the right thing and operating in alignment with the Golden Rule, “treat others how you would like to be treated” has been the mission for Crumes Insurance for almost 10 years.

Who is Cody Crumes?


  • Top Sales Agent Nationally in 2014 and 2016
  • Top Agency Sales Manager Nationally in 2017, 2018, 2019, 2020, 2021, and 2022

Cody is a servant leader in the Medicare industry helping literally thousands of individuals in Iowa with their Medicare needs each year.

Cody began his insurance career in 2008 for American Republic Insurance Services, an American Enterprise Group company headquartered here in Des Moines. In 2014 Cody earned the top spot in the country for his company in sales. He also was awarded this honor in 2016. In 2016, Cody began helping other insurance reps help more people by becoming an Agency manager. Once Cody became a manager, he has been top agency sales manager nationally in 2017, 2018, 2019, 2020, 2021 and 2022. Cody is now currently a regional sales manager overseeing teams in Independence, Missouri, Springfield, Illinois, Nashville, Tennessee, and the state of Iowa with 65 agents reporting to Cody from around the country.

Cody is constantly fielding calls from our senior market in Central Iowa about Medicare questions. He’s always happy to help and never turns down a call. He also has local workshops or seminars where he breaks down Medicare for people to better understand this industry. If you look at his Google reviews for his personal insurance business, Crumes Insurance, you’ll see from the words of his customers how they feel about Cody and what he’s been able to do for them.

Video courtesy of American Republic Insurance Services.

How can we help you?

Contact Cody today to set up an initial meeting to answer any questions you may have. 

Who this day and age works on a Sunday afternoon? Luckily for Sharon and I, Cody Crumes was that insurance representative that came and talked with us. What had been several months of grueling agony for us, within an hour at our dining room table Cody was able to explain and show to us all of the information we tried to search on our own and cleared up those questions we were struggling with to find the answers so that we could make the ultimate decision that best fit our individual needs. Sharon and I would recommend that even if you feel you have an understanding of this important part of your life that you at least meet with Cody. As in our case, that hour could possibly be the best 60 minutes you will ever spend.

Bill & Sharon