Who this day and age works on a Sunday afternoon? Luckily for Sharon and I, Cody Crumes was that insurance representative that came and talked with us. What had been several months of grueling agony for us, within an hour at our dining room table Cody was able to explain and show to us all of the information we tried to search on our own and cleared up those questions we were struggling with to find the answers so that we could make the ultimate decision that best fit our individual needs. Sharon and I would recommend that even if you feel you have an understanding of this important part of your life that you at least meet with Cody. As in our case, that hour could possibly be the best 60 minutes you will ever spend.